A tip log for tax years 2025–2028
Log the shift.
Grow the $25,000 deduction.
TipLedger is a tip tracker for servers, bartenders and every other tipped worker, built around the No Tax on Tips deduction: tip-outs, your true hourly rate, income trends, mileage, streaks, and a monthly report you can hand your employer. About 30 seconds a shift.
No accounts. No backend. Your data stays on your phone.
Example data — for illustration
Everything at tax time — and every day before it
Not just a tip log. A whole toolkit.
Every feature below runs on-device — no account, no server, no waiting on sync.
Tax & compliance
Deduction estimator
Live progress against the $25,000 cap, adjusted for your income and filing status.
Monthly employer report
A tip report ready to hand your employer by the 10th, the monthly deadline in Publication 531.
W-2 reconciliation
Match your log against Box 12 code TP and catch unreported tips before the IRS does.
Tax-preparer export
A clean CSV built for handing straight to whoever files your return.
Audit-ready trail
Every edit is logged, every deletion is a void, never a disappearance.
Multiple jobs
Separate totals and reports for every job, tracked side by side.
Grow your money
Income trends
Week over week, month over month, best shift ever — see the pattern in your income.
Savings goals
Set aside a percentage of every shift toward something real, automatically tracked.
Income forecasting
A projected year-end total based on how your shifts have actually gone.
Mileage tracking
For delivery and rideshare drivers — a separate log for the separate deduction.
1099 expense tracking
Booth renters and independent contractors can log deductible expenses alongside tips.
Speed & convenience
30-second logging
A numeric keypad built for logging between tables, not a form to dread.
Live shift timer
Start a shift and the timer runs on your Lock Screen and in the Dynamic Island. End it, and the hours fill themselves in.
Default tip-outs
Set your usual tip-outs once — say, 3% of sales to the busser — and apply them in one tap.
Home & Lock Screen widgets
See your tips and deduction progress without opening the app.
Siri & voice logging
"Hey Siri, log a shift" — cash, charged, done.
Checkout-slip scan
Point your camera at the slip, confirm the numbers, done.
Tip-split calculator
Splitting the pool with coworkers? Do the math in one tap.
Stay motivated
Streaks
Keep the logging habit going — see how many shifts in a row you've kept your record.
Milestones
A moment worth noticing at $5K, $10K, $15K, $20K, and the full $25K.
Weekly & monthly recaps
"Up 18% from last week" — a quick, honest look back, on your schedule.
Private by design
No accounts, no backend
Nothing to sign up for, nothing sitting on a server somewhere.
Stays on your phone
Your records live on your device. Export a full backup to Files whenever you want a copy.
Face ID lock
Your income is nobody's business but yours.
Cash, card & pool — kept apart
Separate from the first tap, because the IRS treats them differently too.
Who it's for
Anyone whose income depends on a tip line.
How it works
Three steps, most of them shorter than this sentence.
Log the shift
Cash, charged, tips out — in about the time it takes to restock your apron.
Watch everything climb
Your deduction, your streak, your savings goal — all moving in one place.
Hand off what tax time needs
A monthly report, a W-2 reconciliation, and a clean export for your preparer.
Free tools, no download needed
Run the numbers before you log a shift.
Calculators and plain-English guides for tipped workers. They run in your browser and send nothing anywhere.
No Tax on Tips deduction calculator
Your estimated deduction, with the income phase-out worked the way IRS Schedule 1-A does it.
Tip-out and tip pool calculator
What you tip out, what you keep, your real hourly rate, and a pool split by hours.
No Tax on Tips, explained
Who qualifies, which tips count and how the phase-out works, sourced to the IRS.
How to track your tips for taxes
The tip diary, the $20-a-month rule, the 10th-of-the-month deadline and Form 4137.
Estimate — not tax advice. TipLedger helps you keep the records the No Tax on Tips deduction asks for and shows a good-faith estimate of your eligible amount. It isn't affiliated with the IRS or Treasury, and it isn't a substitute for a tax professional.
On the App Store now.
Free to download. TipLedger Pro adds the deduction estimator, W-2 and 1099 checks, and year-end reports.
No accounts. No backend. iPhone and iPad, iOS 17 and later.